Insurance 

Top 5 universities in the world to Study Online

The Times Higher Education World University Rankings 2020, discharged on 11 September 2019, has uncovered the world’s top colleges. A UK college has taken the top to detect: The University of Oxford. There is presently another world number two, with the California Institute of Technology climbing three spots from a year ago to second place. Both as far as the general positioning and the most elevated positions, the US and the UK all around speak to. Japan and China are among the best spoken to nations in the positioning; however,…

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Insurance 

The Purpose of Insurance Exclusions

Not Accidental: Most insurance policies cover fortuitous events. Thus, they exclude losses the insured caused intentionally. For example, both general liability and commercial auto liability policies exclude bodily injury that an insured inflicts on a third party intentionally. Maintenance Issues: Some risks are not practical to insure because they occur naturally. An example is wear and tear. Damage caused by wear and tear is excluded from both commercial property and auto physical damage coverage. Risks of this type can often be controlled through proper maintenance. Vehicle tires can be protected from wear and tear through proper…

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Insurance 

Here’s How Aon’s New Reinsurance Auction Works

The broker Aon plc has launched an auction capability for the Jan. 1, 2020 reinsurance renewals, which is designed to provide additional options for insurer clients by reducing the timeframe around pricing negotiations while providing contract certainty to secure pricing for its insurer clients. At the beginning of a reinsurance renewal, Aon will initiate the usual contract negotiations with reinsurers, including discussions around changes in exposures and modeling. The only difference when using the auction platform is around the timing of when the placements are completed, explained Bob Olson, Aon’s…

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Insurance 

The Biggest Car Insurance Discounts

A survey of the ten largest auto insurers reveals some surprising breaks. The discounts can vary a lot by company and state. BankRate.com just surveyed the ten largest auto insurance companies about their discounts, and some of the breaks are surprising. Ask about available discounts when you’re shopping around for coverage or if you’re planning to buy a new car. And let your insurer or agent know when you have a life change, such as getting married or moving to a new neighborhood or city. A change may lower your…

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Insurance 

Reasons why you Should Reshop Your Auto Insurance

NerdWallet analyzed auto insurance quotes for 1,000 zip codes across the U.S. and found that rates for comparable drivers varied by 154%, on average, within any given zip code. For example, rates for a 40-year-old married male with a clean driving record ranged from $993 to $2,338 in New York. In Texas, rates ranged from $1,067 to $3,133. In California, they ranged from $753 to $1,534. A new study finds that drivers could save a lot by comparing rates from several insurers. There’s a good chance you’re paying too much…

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Insurance 

Reshop Your Car Insurance

If you’ve changed insurers or even complained about your rate, companies may charge you less than a nonshopper. It makes sense to shop for auto insurance every year or so. You may find a better deal, and just looking like a smart shopper may help you get a lower rate. Many insurers have started using a practice called price optimization, which uses personal consumer data to measure how likely you are to compare prices and how much of a price hike you’d be willing to accept without switching insurers. If…

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Insurance 

Why do I need car insurance?

Liability car insurance is required to drive legally in nearly all states because it helps pay for damage and injuries to others that you cause in an accident. It also helps pay legal costs if you’re taken to court because of an accident. Optional physical damage coverages, comprehensive and collision, pay for damage to your own car regardless of fault. Though it does cost the average driver around $1,300 for full coverage car insurance, it can save you a lot of money. Here’s why: You’re financially protected – with no…

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Insurance 

Insurance Quotes

For all things insurance — including FAQs, industry news, videos, tools and price quotes — check out insuranceQuotes. Get the best discounts on all the right insurance for you, whether it’s auto, home, life, health, or business insurance. Enjoy free quotes, advice from the experts, and plenty of tools to help you find the answers and coverage you need. Ready to get started? Contact us today. We provide customers with an effective, free way to compare insurance quotes online, as well as resources to learn more about auto, home, health, life and business…

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Insurance 

How to Get a Good Deal on Auto Insurance

Car-insurance premiums can be a big-ticket expense. Here are some ways to lower insurance bills. Auto-insurance premiums have long since reached big-ticket status, so it pays to look for opportunities that will keep your costs down without sacrificing protection. Here are some things you can do: QUIZ:Will My Car Insurance Cover That? Do Some Homework Posing as ordinary buyers, investigators with the Pennsylvania Insurance Department once visited 186 insurance agencies in three cities. Of the 92 Philadelphia agents contacted, fewer than 30% volunteered information on discounts and deductibles that could have…

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Insurance 

Smart Shopper’s Guide to Auto Insurance

Learn how to assemble a solid auto policy and how to get a good deal. Accidents happen. In cars, they happen nearly 100,000 times a day, and insurance can be the only thing standing between you and financial catastrophe. Here are explanations of the major parts of a typical policy, starting with perhaps the most important component, liability coverage. The goal is to help you find your way through the thick language of an insurance policy. We also offer suggestions for getting the best possible deal on your coverage. How…

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